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El año pasado, debido a la pandemia de COVID-19, los Centros para el Control y la Prevención de las Enfermedades (CDC) expidieron una orden de carácter temporario para suspender los desalojos. Desde entonces, esta moratoria federal de desalojos ha sido prorrogada varias veces, y el 3 de agosto los CDC la volvieron a extender para los condados donde los casos de COVID se están propagando rápidamente. Pero los inquilinos de los condados donde no se aplica la orden ahora enfrentan la posibilidad de un desalojo si todavía adeudan alquileres atrasados. Y encima de eso, los estafadores pueden sacar ventaja del pánico que causa esta situación.

¿De qué manera podrían hacerlo? Los estafadores establecen contacto con inquilinos que enfrentan un desalojo y les prometen asistencia para inquilinos haciéndose pasar por representantes del gobierno. Cuando se comunican con los inquilinos, les piden información de sus cuentas bancarias y otros datos personales, diciendo que necesitan esa información para poder transferirles el dinero de la asistencia para pagar la renta directamente a esas cuentas. Pero en lugar de depositar esos fondos tan necesarios, usan la información para extraer el poco dinero que queda en la cuenta.

Si eres inquilino y estás enfrentando un desalojo, hay varios sitios y servicios disponibles para ti:

  • Comunícate con las organizaciones estatales y locales que están distribuyendo los fondos de asistencia federal para inquilinos en sus comunidades visitando la nueva página web buscador de asistencia para inquilinos de la Oficina para la Protección Financiera del Consumidor (CFPB).
  • Para más detalles sobre el proceso de desalojo y tus derechos de inquilino, averigua en el sistema judicial local. También es posible que reúnas los requisitos para acceder a servicios legales gratuitos a través de tu organización de asistencia legal local.

Recuerda, nunca le des información financiera o personal a nadie que se comunique contigo, aunque te prometan ayuda. La ayuda federal para asistencia de emergencia para inquilinos se distribuyó a los estados, territorios y otras localidades. Si alguien se comunica contigo y te dice que trabaja en el gobierno federal y que te puede ayudar con tus rentas atrasadas, tómalo como un signo de una estafa.

Estos servicios del gobierno no son únicamente para inquilinos. Si eres dueño de una vivienda y estás enfrentando una pérdida de tus ingresos por alquiler, la CFPB tiene información útil en su página web de asistencia para propietarios de vivienda).

Y si detectas una estafa de asistencia para inquilinos o cualquier otro tipo de estafa, infórmaselo de inmediato a la oficina del fiscal general de tu estado y luego reporta la estafa a la FTC en ReporteFraude.ftc.gov

11 Comments

PHGABBY
August 05, 2021
Here , they are toooo busy, & do not return phone calls, etc, Waiting list are 2-3 years. NO resources to help.
Mike
August 05, 2021
Is there rental assistance for me? I am living on SS only. My rent is 80% of that income. I am struggling every month NOT to miss my rent payment. I have no phone and conserve on utilities and food. I am enrolled in those programs and get that help. Not enough to get me through the month. Only the people not paying their rent are getting help?
CathyV
August 05, 2021
Appreciate the information, I passed this on to those I know whom are in dire straights (even when they are working F/T).
Hope 68
August 27, 2021

En respuesta a por CathyV

I'm right there with you. The government well aware of the impossible SSI/ssa, earnings is really below the poverty line now, prior to COVID-19 many of us were on the poverty line. I was a stay at home mom till my daughter went into junior high, than I went to work and built a career. An accident out me on disability and recovery to the point of being self-sufficient become impossible.
Sissy
August 17, 2021
The County I live in will not update my status to disabled. The only information I can receive from HUD is it will take up to 5 years. My rent to income ratio is way out of balance. 4.5 years ago I breezed right through the process but was denied any kind of help because even though I live in the same county they don't have any section 8 properties here. She refused to explain what other programs I would qualify for and was very sharp with me, telling me she was removing my name permanently. I am disabled, no vehicle and know nobody to take me again to their office which is a 90 minute drive. For 4.5 years I have had no response to my phone calls yet other people in my complex receive help. I has since reapplied but I am unfamiliar what different programs are available. Can you assist me in Kern County, California
FTC Staff
August 18, 2021

En respuesta a por Sissy

Go to the Consumer Financial Protection Bureau site for link to the Housing Authority of Kern County or all (661) 578-5339 for the Rent and Utility Assistance Program. The Kern County site tells you who is eligible for assistance and how to apply.

California also has a state COVID-19 rental relief program. You can check to see if you are eligible for help on that site, and apply on that site. Or call  833-430-2122.

Diane
August 18, 2021
I've got no income and I've become homeless during this virus... I'm "living" in a car. I've got my little dog, and he's my Life. Is there Any help for us? I've got no phone but I'm still trying to find work that I can do with this debilitating social anxiety I've suffered with most of my life... I've applied for section 8 but I realize I'm at the bottom of the bottom of the list. I'm in the Waterloo Iowa area.. I'm afraid out here, and I've got no idea what to do. If you can help me with my situation, I'd appreciate it beyond words! Thank you so much!
FTC Staff
August 18, 2021

En respuesta a por Diane

You can follow the link in this blog to the Consumer Financial Protection Bureau information about rental assistance in Iowa. To find out if you are eligible for free legal help, apply at IowaLegalAid.org or call 1-800-532-1275. 

If you have questions about the Rent and Utility Program in Iowa, call the Housing Recovery Support Team at 515-348-8813 or 855-300-5885.

You may also want to call the Area Agency on Aging in Waterloo at 319-874-6840 to ask about other local support. 

Disillusioned …
August 23, 2021
Laws and "moratoriums" mean absolutely nothing. My landlord of 10 1/2 years came to my home while I was at work and illegally drilled the lock off my door and changed the lock. There was NO recourse other than suing her. She had no right and no legal papers to evict me, but it did not matter. Renters HAVE no rights or protections.
Lynn
August 23, 2021
I live in Ct, and there are very little section 8 properties. I called the 3 housing authorities around to see how to get on the list but you can't until it opens, it is a very confusing system. I have been sick for a little longer than 2 years along with 2 different surgeries, radiation and blood transfusion during this covid time. I have been living on the front porch at a friend's house with my son whom stays with me half time but I can't do that again this winter. It gets very cold. How to get techinical help with the section 8 system and help with housing for us.
Carlbo
September 03, 2021
If they ask for money it's a scam. Shut them down immediately.