Alerta para consumidores
Esta es una de las primeras preguntas que recibimos de la gente: ¿Es esto una estafa? Independientemente de lo que sea “esto”, esta es nuestra mejor respuesta a esa pregunta: ¿Alguien te dijo que solamente puedes pagar con una transferencia de dinero, con una tarjeta de regalo o cargando dinero en una tarjeta que se puede recargar? Si así fue, entonces sí: es una estafa.
Este es un video que, en poco más de un minuto, te muestra algunas de las situaciones que vemos a diario –y lo que debes hacer para enfrentarlas.
Si alguien te dice que debes pagar para reclamar un premio, ayudar a alguien a salir de un problema o arreglar tu problema de impuestos con el (supuesto) IRS: nunca una persona legítima te va a decir que tienes que pagar mediante el envío de transferencias de dinero, tarjetas de iTunes o cargando dinero en una tarjeta MoneyPak, Vanilla Reload o Reloadit.
De modo que: mira este video. Si alguien insiste en que tienes que pagar mediante una de esas formas, informa a la FTC. Porque esa será una estafa que queremos conocer.
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El propósito de este blog y su sección de comentarios es informar a los lectores acerca de la actividad de la Comisión Federal de Comercio (FTC) y compartir información con los lectores para ayudarlos a evitar, reportar y recuperarse del fraude, las estafas y las malas prácticas comerciales. Valoramos sus opiniones, ideas e inquietudes y alentamos los comentarios. Pero tenga presente que este es un blog que está bajo moderación. Revisamos todos los comentarios antes de publicarlos y no publicaremos comentarios que no cumplan con nuestra política de comentarios. Esperamos que los comentaristas traten a los redactores del blog y entre sí con respeto.
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En respuesta a I made friends with a scammer por Jan the Widow
En respuesta a What are the rules when a por Confused
When a debt collector contacts you about a personal or family debt, he must tell you he is a debt collector.
People who work for collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them are all considered "debt collectors" under federal law.
This article explains your rights related to debt collection.
En respuesta a En tinder me contacte con un por Fabiola
En respuesta a I received a call from por Jess ry
If you get legitimate legal papers, they should include instructions or a number you can call to get information. If you really get legal papers, read them and get more information.
If someone you don't know suddently calls and says you owe money, he could be a fake debt collector. A fake debt collector could have your name and other personal information and still be a fake. You might not have a debt, or he might not have a right to collect your debts.
If he calls again, ask him for his name, company, street address, and telephone number. Tell him you refuse to discuss any debt until you get a written "validation notice." That notice must include the amount of the debt, the name of the creditor you owe, and state your rights under the federal Fair Debt Collection Practices Act. Read about Fake Debt Collectors, and learn about your rights when you deal with legitimate debt collectors.
En respuesta a I received an email with the por Jess ry
Under federal law, a "debt collector" is someone who regularly collects debts owed to others. Debt collectors include collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
If a collector contacts you about a debt, you could talk to them at least once, even if you think you don't owe the debt, or can’t repay it immediately, or think the collector is contacting you by mistake.
Within five days after they first contact you, every debt collector must send you a written “validation notice” telling you how much money you owe, the name of the creditor, and how to proceed if you don’t think you owe the money.
Read more about your debt collection rights.
En respuesta a I'd been emailed by a por Lotus
That offer of a refund could be another scam.
Some scammers contact victims a second time and try to get more money. They might ask you to send money to pay a tax or fee before you get the refund. That is a scam. They might ask for your bank account number so they can deposit the refund. If you tell them your account number, they can take your money.
En respuesta a Hi there, I have received por Jackie F
Yes! This is definitely a scam. Please don't give this person any money or information. He is impersonating a US federal government agency, and you can report the details of the scam to the FTC's law enforcement database at FTC.gov/complaint.
Thank you for letting us know about this.
En respuesta a Yes! This is definitely a por FTC Staff
These romance scammers are redonkulous....I mess with them back and waste their time. No sorry nobody falls in love with you in a week I don't care h o w lonely you are wake up if it is too good to be true it is. I have some idiot trying it right now. Here is his deal dad in UK died 6 years ago....divorced mom dying of cancer....wife left him with nothing after cheating on him with best friend. Lets see he is 91 % deaf because he had the exhaust of a jet blow up in his face killing 3 of his men......oh my he even sent me his drivers license not much will be done if reported they just move on to the next one
En respuesta a I got a call from NYC Police por Won't happen again
Thank you for sharing your story. You can also report that to the Western Union Fraud Hotline at 800-448-1492.
En respuesta a I have been receiving calls por Tired of it
You have rights when you deal with legitimate debt collectors. Read this FTC article about your debt collection rights.
Within 5 days after they first contact you, every debt collector must send you a written “validation notice” that says how much money you owe, the name of the creditor you owe money to, and what you can do if you don’t think you owe the money.
Some callers are fake debt collectors. They have some of your personal information. They try to scare people into sending money, even though they don't really owe a debt. Read this FTC article about Fake Debt Collectors.
If you think a debt collector might be a fake, ask him for his name, company, street address, and telephone number. Tell him you refuse to discuss any debt until you get a written "validation notice."
My handyman scammed me. He always wanted the money up front. He would find little things around the house to fix. When my partner, died, I never saw him again. He never answers his phone. I know where his wife works and she can be very nasty. In the beginning she was real nice and said her husband likes senior citizens. He said he had a brain tumor and a metal plate in his head. He worked fast and did fairly good work, but always suggesting different things to do to the house. He would want money up front and he owes me about $750. His wife said he is in Virginia taking care of his grandfather. He told me that he had no grandparents and was going to call me grandmother. At Christmas he wanted $300. for Christmas gifts and I post dated the check until January 8, 2018. He cashed it immediately and it messed up my account and I got 5 NSF charges. One time later he wanted $50 to get his medicine. I have not seen or talked to him since before Christmas. I am afraid to call the authorities since he has told me he as several guns, dobermn pincher dogs, snakes, and other common creepy animals. I am afraid if I tell someone, he will retaliate. He is about 37 and I am in my middle 70s. My partner died in January and so he thinks he can get away with the theft. Women alone are targets for scammers. His wife says she has his phone. He has never called me or communicated with me. I went to his wife's work and told her if he would come and put the floor down in my bedroom we will call it even. No response. I need help, it is driving me crazy and my partner of 11 years is gone. Can you help me?
En respuesta a My handyman scammed me. He por Connie D
En respuesta a I was contacted by someone por Sandy
That is a scam.
The FTC and BBB don't work with any company that calls people and demands iTunes cards. Only scammers call people and demand iTunes cards. The story about your Social Security card is a lie. You don't have to talk to these people or send money or iTunes cards.
hello i recently got a email that there was a lawsuit being processed if i didn't take care of a past loan they emailed me and have been texting me and i was so frightened they said if i wanted to take care of this out of court i had to make the first payment on that coming friday that was on april 10th let me advise you the guy on behalf of mark beck (Richard Davis) stayed on the phone with me until i left the wal-mart up until i was walking out and he even asked me if i had walked out and was in my car at the Wal-mart, i wired the money to Ohio Columbus to a Nia Carter and they sent me a "receipt" that looked so fake with the information of the Federal trade commission in Washington DC
En respuesta a hello i recently got a email por lopezisel
That is a scam.
The FTC does not send email that threatens people about lawsuits, or tell people to wire money. The people who called you were not from the FTC. Please call the real FTC at 1-877-382-4357 and report this, so we have a record of this scam. Thank you.
En respuesta a What if the situation is like por Anna
If you give your name and account number, someone can take money from your account. They might say they will deposit money, but once they get access to your account, they can take money instead. Contact your bank and ask how to protect your money.