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Aunque se han recuperado algunos aspectos la vida estadounidense, la pandemia de COVID-19 continúa teniendo un impacto en el país y puede resultar difícil sacar en claro cuál es la ayuda que puedes obtener ahora. Todavía hay ayuda disponible a través del gobierno federal, como así también de parte de tu gobierno estatal, local o tribal. Algunos son beneficios que se obtienen automáticamente, pero hay otros para los que es necesario presentar una solicitud.

Beneficios automáticos:

  • Crédito tributario por hijos. Si tienes hijos menores, es posible que ya hayas recibido dinero de parte del IRS debido al Crédito tributario por hijos. El IRS tiene más información acerca de los requisitos para este crédito de impuestos y lo que tienes que hacer si deseas darte de baja de los pagos por adelantado.
  • Préstamos estudiantiles. Los pagos de los préstamos estudiantiles federales elegibles están suspendidos hasta el 31 de enero de 2022. Aún puedes efectuar pagos sobre el saldo del capital principal o los intereses devengados antes del 13 de marzo de 2020, pero hasta que se levante la suspensión, la tasa de interés de los préstamos elegibles está establecida al 0%.
  • Informes de crédito gratuitos. Los informes de crédito semanales son gratis para todos hasta diciembre de 2022. Visita annualcreditreport.com para obtener el tuyo.

Beneficios que hay que solicitar:

Si alguien se comunica contigo inesperadamente para ofrecerte ayuda y te pide tu información financiera o personal, tómalo como un claro signo de una estafa. Y tienes que saber que el gobierno no te pedirá que pagues nada para obtener ayuda financiera relacionada con el COVID. Si detectas una estafa, repórtala a la oficina de tu fiscal general estatal y ante la FTC en ReporteFraude.ftc.gov.

Actualizado el 1 de abril de 2022 para reflejar la extensión de los informes de crédito semanales gratuitos.

23 Comments

Janice (no verificado)
September 10, 2021
I see nothing that will help people that don’t get much on social security I can pay my bills and gas for my car and thank god we have a food bank
DJP (no verificado)
October 05, 2021

En respuesta a por FTC Staff

Do they help without having you provide years of paperwork? Or do they give you another agencies phone number so you can be more depressed?
Dot in Minneapolis (no verificado)
September 15, 2021

En respuesta a por Janice (no verificado)

Don't Bother calling all you will get is more canned beans and corn.. The Big Help US Government is providing isn't to American's. NO one in GOV will answer that question.. Whats the price tag on Covid Relief Funds outside the USA? OUTRAGEOUSLY CRAZY $$$$$$$$$$ your tax dollars
Denisedmarti (no verificado)
September 20, 2021

En respuesta a por Dot in Minneapolis (no verificado)

Did the unbelievable prices increase only to people with kids or people with a job? You would think that is the case because thats who our govt is helping! Who cares what happens to us rejects! We are not worthy of any help!! DISCRIMINATION at its finest!
Willuambruce5859 (no verificado)
September 14, 2021
I had perfect rising credit before Covid started . Covid handled my small business and now my credit is not so good and the SBA turns me down for any of the loans because of bad credit. Is there a way to get a grant or a line of credit for my company William Bruce
Trehern46 (no verificado)
September 10, 2021
Money each month for single people , both old and young working every week and just making it .
Don't use your… (no verificado)
September 10, 2021
It looks like you have help almost everyone except the seniors homeless and disabled with no children. What are they supposed to do to get help? They couldn't get unemployment with extra funds attached to it or child tax credits! In Can they even got the Golden State Stimulus nd more payments monthly! What did the others get?? Its crazy that you can discriminate so badly! I'm just sick end by this whole horrifying situation nobody asked to be in, and definitely didnt create it in a lab, but yet we pay the highest price with no help!
FTC Staff
September 13, 2021

En respuesta a por Don't use your… (no verificado)

You can search by zip code for more resources in your community on the Elder Care Locator. It's sponsored by the US Administration on Aging. You can call with questions:1-800-677-1116

Go to this page to learn about financial help and support services for people with disabilities .The page tells about getting help with housing, medical bills, and opening a tax-free savings account.

DJP (no verificado)
October 05, 2021

En respuesta a por Don't use your… (no verificado)

I agree… but FTC passes you to Elder Care??? Yeah ok…
Jason philpot (no verificado)
September 10, 2021
my unemployment has been held since 6/12 over my acct being hacked and I had to file a report so mow.im the victim 2x once by the thief and the other by Indiana unemployment taking over 3 months to say they still can't give me a time frame im si k of it no pay not a penny since June. Can u get me straight financial help please like a big check I already lost my home car and fly over it. I get foodst.ls I just need mk wy asap please!!!!
PM (no verificado)
September 10, 2021
Help is available except for the older Americans who are struggling to pay mortgages and groceries and prescriptions.
Shari (no verificado)
October 04, 2021

En respuesta a por FTC Staff

Mortgage help isnt for people that live in a mobile home like me. What does it matter what kind of dwelling it is?
SilverLassie (no verificado)
September 11, 2021
That's it? Seriously? No way is that ever going to be anywhere near enough to help this nation. Surely, they must realize this by now!
Olivia Dressler (no verificado)
September 11, 2021
I appreciate the work all of you perform America relies on so many things are taken for granted.
GravenJude (no verificado)
October 04, 2021
I have been trying for Months to get assistance and in hone care. I AM NOW DESPERATE. I was trying to be proactive but I can’t get help or even answers.
LorainneS (no verificado)
October 04, 2021
I'm going thru financial hardship don't have any income still waiting on my income tax haven't received any child credits times are definitely hard and bills are piling up
Nada Merhi (no verificado)
October 07, 2021
Iam curious about how is the law for people on social security disability and for 11 years the went up only 200 hundred dollars that and new people are getting more than 2400 a month I just don’t understand this law is it fare or what is the problem thank y
NorthOmahaNebraska (no verificado)
November 14, 2021
There is a major lack of financial assistance in Nebraska. The federal poverty level is skewed and because of Covid many families are in debt and nobody is making a liveable wage.